What is Life Insurance
Life insurance is a guarantee that your family will receive financial support, even in your absence. Put simply, life insurance provides your family with a sum of money should something happen to you. It thus permanently protects your family from financial crises. In addition to serving as a protective cover, life insurance acts as a flexible money-saving scheme, which empowers you to accumulate wealth-to buy a new car, get your children married and even retire comfortably.

Why do I need Life Insurance?

Life insurance is designed to protect you and your family against financial uncertainties that may result due to unfortunate demise or illness. You can also view it as a comprehensive financial instrument – as a part of your financial planning offering you savings & investment facilities along with cover against financial loss. By choosing the right policy as per your needs i.e. customised solutions, you will be able to plan for a secure future for yourself and your loved ones.*******************************************Analysing Needs
What is your need?
ProtectionNeed for a sound income protection in case of your unfortunate demiseInvestmentNeed to ensure long-term real growth of your moneySavingsSave for the milestones and protect your savings tooPensionNeed to save for a comfortable life post retirementInsurance according to needsYoung and SingleAn important stage where one lays down the foundation of a successful life ahead. Take advantage of the time and power of compounding to ensure that you build up your dreams. Start saving early.Your needsSave for a home and weddingTax PlanningSave for Golden years-------------------------------Just MarriedMarriage brings about a significant change. New dreams and new opportunities also bring in additional responsibilities. While both of you look forward to a happy and secure life , it is equally important to ensure that eventualities don’t come in the way of shaping your dreams.Your needsPlanning for home / securing your home loan liabilitySave for vacationSave for your first child------------------------------Proud ParentsOnce you have children, your need for life insurance is even more. You need to protect your family from an untoward incident. Ensure your protection umbrella takes into account the future cost of securing your child’s dream. You will want life to go on for your loved ones, and having enough life insurance is a way to help ensure that.Your needsProvide for children’s educationSafeguarding family against loan liabilitiesSavings for post-retirement------------------------------Planning for RetirementWhile you are busy climbing the ladder of success today, it is important for you to take time and plan for your life after retirement. Having an early start for retirement planning can make a significant difference to your savings.Think about your golden years even before you have reached them. The key is to think ahead and plan well using your time and money.Your needsProvide for regular income post retirementImmediate Tax benefitsLead a secure, independent and comfortable life style in your retirement years